Just caught up on the workshop today. I thought your points on risks vs rewards were spot on. Group dynamics can be a big challenge in the best of times. Throw in a little disaster and things can really go off the rails if everyone doesn’t pull together.
My circle could include my in-laws who all live in CA. Not bad people and they have some skills but they often aren’t prepared for what they need to cook for diner every night let alone an unexpected emergency. There was a fire burning towards my wife’s parents house for two days and they took no action until 2am when the cops knocked on the door and told them they had to leave right then. So guess the chances of them actually making it here in an emergency are pretty low.